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Time to check your credit report - 8/4/2023

Have you looked at your credit report lately? This is your triannual reminder that it is time to check your credit report.

Reviewing your credit report quarterly allows you to keep an eye on the accuracy of the credit reporting. It's important to check in and make sure that your best and truest information is out there.

There are 3 credit reporting agencies, Equifax, Experian, and TransUnion. Each one will allow you to run a free credit report once per year. I recommend rotating among the 3 so that every 4 months you are checking in on your credit details.

If you ran a credit report when I sent out the December and April reminders, run the remaining credit report this time.

Annual Credit - Home Page is a legitimate site where you can run your credit reports.

If anything looks suspicious on your credit report, follow up with the correct party. My book, MoneyMarci's Guide to Financial Literacy, includes a chapter on making corrections to errors in your credit report. It is up to you to make sure your credit report is correct.

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