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Can you retire early? Should you? - 4/28/2023

Have you heard about the FIRE movement? Financial Independence, Retire Early. It sounds great but is it realistic? Like with many other financial decisions, it depends.

There are a lot of factors that go into the decision of how much money you need to be able to retire. The younger you are, the more money you will need since you the money will have to last longer. The more expensive the lifestyle you want to live, the more money you will need to support that lifestyle.

Additionally, the longer your retirement will be the less likely you are to know how you will want to spend your money since our interests and priorities change. There is no guarantee how well your investments will do over time, and you need to be careful not to overestimate your returns from passive income streams.

Before leaving the workplace for an early retirement you may want to take more time to consider what an early and long retirement would realistically look like for you. Even the gurus of a movement sometimes have to rethink their direction.

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