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What do you know about payment apps? - 7/07/2023

Venmo, Paypal, Zelle, Google pay, and Apple Pay are among some of the most common payment apps. These apps allow you to transfer money to friends or pay at many retail locations without carrying cash or a credit card.

Most payment apps allow you to send money to friends and family at no charge but have a fee for business type uses.

Payment apps can attach to your bank account, debit card, or credit cards though there may be fees depending on which access you use.

Unlike credit cards, which charge the processing fee to the end recipient (store), payment app fees may be charged to the sender of the payment depending on the situation.

Mobile payment apps are also known as mobile or digital wallets. They offer encryption and may hold your information more securely than a credit card since your payment information is encrypted rather than visible on your card. On the other hand, I have never had to worry about my credit card running out of power.

Look into whether a payment app makes sense for you.

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